From Robert G. Allen
August the 21st, 2008
Dear Friend,
Getting Started in Real Estate Investing is Your Passport To The Most Exciting Personal Investment Program Possible. By Applying These Principles with Prudence and Diligence, You Can Open Up to Yourself the World of "Pure Gold," the Exciting World of American Real Estate!
Hello! My name is Robert Allen. I'm the author of two of the largest selling financial books in history; Nothing Down and Creating Wealth, both New York Times best sellers -- read by millions of people in the past 20 years. My other best-selling books include Multiple Streams of Income, and my current Mega-Best-Seller, Cracking The Millionaire Code co-authored by Mark Victor Hansen. I've helped thousands of people, from various countries and circumstances achieve financial freedom. Now its your turn.
Over the years I've learned to care less and less about what people say and more and more about what they do. I'm a big believer in proof. When there's so much hype these days, you can never get enough proof... Because results are results, period.
Ever since the release of Nothing Down, I've had plenty of opportunities to prove that my wealth building techniques and strategies work.
Several years ago I ran a full page ad in The Wall Street Journal and other major newspapers which proved that you can buy real estate nothing down. It carried the following headline:
The Los Angeles Times challenged me to live up to my claim. They flew me to Los Angeles, where I met Martin Baron, the L.A. Times reporter, and together we flew from Los Angeles to San Francisco. When we arrived at the airport, I handed him my wallet and he handed me five crisp twenty dollar bills.
A few days later, the front page of the Los Angeles Times business section carried the following headline: "Buying Home without Cash: Boastful Investor Accepts Time Challenge-and Wins."
The long detailed article chronicled the entire nothing down story from 6 a.m. Monday until 5:15 P.M. Wednesday. I had done it!
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Yes, the strategies and techniques I described in my best-selling book "Nothing Down" really work! But still the experts and skeptics refused to be convinced. I then appeared on a television show in Houston. After explaining my story, the host said with a sneer, "Yeah, you proved you could do it. But I doubt one of our average viewers could do it."
That comment really ruffled my feathers. I found myself saying the following words, which stunned even me when I heard myself say them:
The host still wasn't convinced. (Skeptics never are.) But as I left the show I began to wonder. "What if I could go to any unemployment line..." The idea stewed for a year or so and resulted in my going to St. Louis in June 1984. There the ex-mayor of St. Louis, a former FBI agent, monitored my every move as I selected a young couple from the unemployment lines of St. Louis and taught them my secrets for two full days.
Once again I had proved that my strategies work. I have been challenged again and again by various people in the news media over the past ten years to take ordinary people and make them wealthy, and always with the same result.
I was challenged by Regis Philbin in New York City to select a person from his studio audience. I picked a young woman, flew her to San Diego to attend my intensive investment program, "Wealth Training". In less than ninety days after her return to the "Big Apple", she found and purchased a nice duplex apartment building. Even more gratifying to me than her financial success was the look on her face as she explained to Regis Philbin how she had done it. She radiated a sense of self-confidence that was worth far more than a million dollars. She knew she could make her dreams come true.
You may be thinking "That's great that the famous Robert G. Allen proved that he can do that, but, what about normal people like me?" I've listed several success stories from students of mine. (There are plenty more, too!)
Keep reading, because you'll soon realize that the results speak for themselves....
These results are just the beginning for these people as they will continue to build wealth with my strategies.
When an investor learns how to buy real estate with little or no money down (nothing down real estate) it is simple to see how a small nest egg could grow into millions rather quickly. Any serious real estate investor knows that a well-selected property can earn well in excess of 100% per year ROI with the proper leverage. That is why investing in real estate has produced more wealth than all other investments combined. In my opinion, real estate is the perfect investment.
How many trillions have been lost by those traveling down (gambling on) the wrong road to wealth? The wreckage is incalculable! Why is so much time lost and so much money wasted? Because people choose the wrong investment vehicle.
Real estate remains the one reliable investment in which profits can be made consistently, no matter where you live. Whether employment figures and stock prices are high or low, the real estate market never dries up -- it is one of the most dynamic income-producing vehicles ever created. The demand for housing will continue to be strong in most areas of the country for the foreseeable future. There will, of course, always be plenty of foreclosures, which are great opportunities to purchase properties cheaply. And, finally, mortgage qualification today is as simple as ever, with new mortgage packages that did not even exist twenty years ago.
If you were to look behind every successful investor you will discover that he or she has systematized, stream lined, and organized the processes of real estate investing. He or she has patiently created this system over years of trial and error until finally, they have refined, honed, and simplified the process into a predictable, simple, easy-to-follow process. The most efficient form of information transfer is to learn your mentors system and follow it-wheather you've chosen real estate, the stock market, business, or the internet. You don't have to re-invent the process, just learn the system.
Do you think there are a handful of bargain properties--one to five--somewhere in your community that could make you wealthy? Absolutely!
If you want to be successful in real estate investing, you need to know how to Find bargain properties, how to Fund those properties, and then how to Farm those properties...or to harvest the profits from each deal.
In your own city there are thousands of properties for sale, yet you can eliminate 99 percent of them from your consideration by first determining which of them are bargains. Then you focus on how to raise the funds to acquire them. Finally, you decide whether to keep them for long-term profit or flip them for short term gain. It may sound oversimplified, but frankly that's the world of real estate investing in a nutshell. Find it. Fund it. Farm it.
That is your first method for building wealth with real estate. You "buy-and-hold". You focus on buying properties wholesale, renting them out, and holding them for cash flow and long-term appreciation. Each year, you'll add more properties to your growing portfolio of investments. The key to this strategy is learning how to manage properties for maximum cash flow with minimum hassle.
Now, let's talk about your second strategy for building wealth with real estate. You "buy-and-flip". The main distinction between these two strategies is time: long term versus short term.
Before I launch into a full-blown discussion of short-term flips, I want to remind you of the power of a long-term buy-and-hold approach. It's very similar to the Warren Buffet buy-and-hold approach in the stock market.
If you're fully vested in a property through long periods of time, you'll eventually participate in every major move in price appreciation. For example, since my first book was published in 1980, there have been many ups and downs in the real estate market. During these ups and downs, real estate investors tend to make the same mistakes that stock market investors make. They buy when everyone is excited (buy high) and sell when blood is running on the streets (sell low). Then they have the audacity to say, "I've tried real estate. It didn't work for me." Nobody makes money by buying high and selling low. As in the markets, you need to be buying when the sheep are selling and selling when the sheep are buying.
It's all over the news. It's all over the internet. It's all over the newspapers. The real estate market is suffering, foreclosures are at an all time high and the future looks bleak for many - Yet amongst all this chaos, savvy investors are making HUGE profits in this market.
Take a look at what's happening all over the U.S.
Believe it or not, more millionaires are created in this type of market than any other. One of the greatest techniques to use in this market is called a short sale. With foreclosures at an all time high, banks become over leveraged with excess inventory and non performing loans. In order for them to lend more, they must "liquididate" their inventory. The only way to do that is to sell the loans for huge discounts (i.e. .50 on the Dollar)
A short sale is when you negotiate with the lender to accept a discount as full payment for the loan. During pre-foreclosure, homeowners have a short redemption period to cure their loans. If they don't, their home is auctioned off at the courthouse steps. During this "redemption period" you can negotiate with the lender to accept a smaller amount for the loans to avoid the foreclosure auction.
So if an investor finds a house worth $100,000, he can negotiate with the lender to take a discount for the loan and sell it to the investor for $70,000 or less. Then the investor will sell it to a buyer for $80,000 or $90,000 or whatever he can get.
Why would lenders even consider this, one might ask? Because they want to avoid the foreclosure auction just as much as the homeowner. There are many expenses incurred when sending a property through the foreclosure process. Plus, many times the property is "over-leveraged" or "upside down" meaning that the loans on the property are more than what the house is worth. Remember, at the auction, the 2nd mortgage is automatically wiped out if they don't protect their position and the 1st is foreclosing. The 2nd mortgage holder knows this and is about to take a loss anyway. So in most cases, it is advantageous for them to accept a discount and get paid now. They reason, some money is better then no money.
It does not matter what type of house or condition it's in, all loans can be discounted. The best part about all this is that you do not have to fund the deals. And if you do not have to fund the deals, there is no risk to you. And if there is no risk to you, it doesn't matter how much the house is worth. In fact, you will get bigger discounts the more expensive the home gets, which means bigger profit margins.
Which leads into your third strategy for building wealth with real estate. If homeowners are unable to make mortgage payments chance's are they are unable to pay their real estate property taxes either. The reason is that most mortgage payments also include the homeowners payment for real estate property taxes.
Unfortunately, one of the major side effects of rising interest rates and economic hardship is the inability of homeowners to pay their real estate property taxes.
If local governments are unable to collect real estate property taxes they are also unable to provide important government services like police protection, public schooling and medical services.
Unpaid property taxes create a serious cashflow problem for local governments. To solve this problem local governments allow investors to pay off these taxes. In exchange the investor receives the governments lien for taxes. A tax lien is simply a claim for delinquent taxes.
Why would investors do this?
Well, depending on state laws and competition, savvy tax sale investors can realize returns as high as
Everyone is happy, the county gets their money, the delinquent home owner gets more time to pay their already past-due property taxes and the investor gets a real estate secured, high yielding investment.
Investors can get tax liens in almost any amount, ranging from $6 at the low end to several million at the high end. The best part is that these rates are fixed to stay high, regardless of what happens in the stock market, real estate prices, or interest rates.
For "risk-sensitive" investors government issued tax lien certificates are the ideal investment for their money. Basically, investors are investing their money with the government and when the government collects the past due taxes, the government sends the investor a check, returning what he or she paid to purchase the tax lien certificate plus interest and or penalties.
Best of all these government-issued tax lien certificates are "fort-knox" safe. They are safe in multiple ways. They are safe because the rise and fall of interest rates has no effect on tax lien certificates. Unlike the stock market, interest rates on tax lien certificates are mandated by state law.
In addition, tax lien certificates are secured by real estate. So if the investor does not receive what he or she paid to purchase the tax lien plus interest and/or penalties the investor can take the property. Usually the foreclosure of a real estate tax lien will extinguish all junior liens including mortgages. Thus providing the investor with free and clear ownership of the property.
So one of two things can happen when an investor buys a tax lien certificate, either he will receive high interest rate returns or he will become the owner of the real estate for a fraction of its true market value.
With that said, you should know that not all states offer tax lien certificates. Instead, they offer tax deeds. Don't be confused. Just think of tax deeds as tax foreclosures. The county sells tax delinquent real estate at a public tax sale to the winning investors. A winning investor at a tax deed sale is issued a tax deed. Which is a deed for property sold by the government for the non-payment of taxes.
The tax deed procedure begins when real estate property owners let the taxes on their real estate go unpaid. After numerous warnings, notifications and public advertisement of the impending sale, the county auctions the property to the winning bidder (state laws differ).
Not all tax deed state's administer tax deed auctions the same, in fact, there are two possible tax deed scenarios.
Scenario 1: The county auctions the deed to the property, the sale of the property is final and the winning bidder receives a Treasurer's Deed or similar Deed to the real estate property.
Scenario 2: The county auctions the Deed to the property to the winning bidder, the Deed is encumbered or restricted by a "Right of Redemption" or "Waiting Period" meaning the property owner can pay the delinquent tax and penalty and still maintain ownership. Penalties can be as high as 20% in Georgia and 25% every 6 months in the state of Texas.
After the redemption or "Waiting Period" has passed, i.e. 12 months in Georgia and 180 days in Texas, the winning bidder Forecloses out the "Right of Redemption" and becomes the new owner of the real estate.
or
The property owner pays the delinquent taxes and penalties within the statute mandated "Redemption Period" and maintains ownership of the real estate.
At tax deed auctions, the county sells the property to the winning bidder. Typically, the opening bid at a tax deed sale is just the back taxes and administrative fees which is a fraction of it's true market value. And in many cases the property is FREE and CLEAR of all junior liens and mortgages. It's not too uncommon to pick up the real estate for 10%, 20%, 50% up to 95% below market value.
Incredible! There you have it, not one but three powerful ways to build a fortune in real estate. We covered Nothing Down Real Estate, Real Estate Foreclosure Short Sales and Tax Liens Certificates.
I've found that most people want to make a fortune in real estate, but sabotage those dreams because they think that it takes lots of money, excellent credit and years of experience to be wealthy. What if I told you there is a way for you to do it.
Most of what we know about money is based upon false assumptions. As Josh Billings so aptly put it: "The Trouble with people is not that they don't know, but that they know so much that just ain't so."
How do people get to know so much misinformation about wealth? They are programmed. Of course, there is really nothing sinister about it. There is no conspiracy afoot to brainwash you into thinking "poorly." Actually, much of it is nothing more than the common sense of past generations taken to extremes. These widely held sacred-cow notions about saving, spending, borrowing, and investing are taught by well-intentioned teachers in our finest universities, in our newspapers, on television, from our pulpits, and in our homes. We take them for granted just as people used to assume the world was flat or that the sun revolved around the earth.
As a consequence, only a small percentage of the millions who try ever join the ranks of the wealthy. How can they? They are building on a shaky foundation.
I'll never forget a radio interview I did in Pittsburgh. The host and I spent some time talking about the road to wealth. The host's assistant, a young woman, listened intently. After the interview she questioned me. "Mr Allen, all of what you say sounds interesting, even feasible. But it goes against every thing my parents have always taught me!"
I asked, "How are your parents doing financially?" She replied, "Terribly. They are really strapped for money." Then she laughed at what she had just said. She understood.
Too often, we hold tightly to our own peanut ideas for fear that we may lose them... when all the while, it is these very ideas that hold us captive and prevent the freedom we long for.
How many dreams have expired, evaporated, and never materialized because of our fears? Furthermore, how many trillions have been lost by those traveling down (gambling on) the wrong road to wealth? The wreckage is incalculable! Why are so many dreams shattered and so much time and money wasted? Fear!
Let's get real. Are you sabotaging your potential? What beliefs are holding you back? They say that when the student is ready the master will appear. Those are pretty tough words to swallow but essential to your ultimate success. According to the chinese, insanity is doing the same things and expecting different results. Stop the madness. Elevate yourself, embrace success, and live the life you were destined to enjoy.
Real estate remains the one reliable investment in which profits can be made consistently, no matter where you live. Whether employment figures and stock prices are high or low, the real estate market never dries up -- it is one of the most dynamic income-producing vehicles ever created.
Introducing the most powerful and complete real estate investing resource, quite literally, on the face of the earth.
For today only, you can get your hands on the greatest and most powerful real estate resources, quite literally, on the face of the earth for only $39.
If you think that is a mighty bold statement, you'll be convinced before you get to the end of this message of the overflowing value packed into this rare deal. (Believe me; you will want to read this message right to the end.)
It has been said that Real Estate Investing Has Created More Millionaires Than Any Other Investment Vehicle which is why I've created The Ultimate Real Estate System™. It consists of Not 1 but 3 proven, profit generating strategies to build wealth with real estate nothing down, realize high-yielding returns of 16% to 50% with tax lien certificates and purchase your next home or investment property for 10% to 60% below its true market value with foreclosure short sales. Here is what I've included...
The Ultimate Real Estate System™ reveals not one - but three proven ways to create wealth with real estate. Its the most complete real estate course featuring three profit generating techniques.
Everyone knows that successful real estate investors are familiar with not just one, but several ways to purchase real estate at a discount.
The Ultimate Real Estate System™ Features Three Courses in One Exclusive Offer:
First you'll learn my proven Nothing Down Real Estate System to locate the best buys, deal with real estate agents, and manage properties, all with little - or no - money down. Plus! You could cash out the deal with thousands of dollars and a whole lot of confidence in your pocket.
Real estate is the simplest, easiest, safest, shortest route to financial freedom. This is also as true today as it will be twenty-five years from now. If you want financial freedom, real estate will be a large part of your portfolio.
Discover Step-by-Step Nothing Down techniques and Strategies to:
Second, The Ultimate Real Estate System™ will show you how to profit from foreclosures. More and more foreclosures are happening all around, now is the time to take advantage of this opportunity.
I'm so excited to share with you one of the best ways to discount real estate of all time. This technique alone can generate returns of $20,000, $30,000, up to $100,000 and more. Plus, you can do this with little to no money, credit checks, and it's virtually risk free. It's so exciting, it almost sounds to good to be true.
Discover Step-by-Step Real Estate Foreclosure techniques and Dynamic Strategies to:
Thirdly, The Ultimate Real Estate System™ will show you how to enjoy safe, certain and predictable returns as high as of 16% to 50% with government issued, real estate secured tax lien certificates! In addition, you will learn how to purchase real estate for a fraction of its value with government issued tax deeds!
Introducing the most powerful and complete real estate tax lien certificate and tax deed investing resource, quite literally, on the face of the earth.
Discover Step-by-Step Tax Lien and Tax Deed techniques and Dynamic Strategies to:
Suppose that as the result of reading The Ultimate Real Estate System™, you're able to unleash a flood of wealth and prosperity into your life, regardless of your credit, education or experience.
If you think that is a mighty bold statement, you'll be convinced before you get to the end of this message of the overflowing value packed into this rare deal. (Believe me; you will want to read this message right to the end.)
Alot of people assume that you need excellent credit, a high-paying job, or a PHD in economics to secure the lifestyle they've always dreamed of. Listen, there is another, even better, way to realizing the lifestyle of your dreams. To be able to do what you want, when you want, and where you want and it's waiting for the taking.
Realizing the lifestyle you've always dreamed about is as simple as 1, 2, 3. Your first step is to believe that you can have and deserve great wealth. Your second step is to learn my proven, time-tested system for creating wealth in real estate. Third, take action. That's it!
What would you be willing to pay to make your first million? One thousand dollars, five thousand dollars, how about a million? Would that be worth it? Of course it would! You will have learned the system, enabling you to produce great wealth over and over again. Like baking cookies, as long as you know the system or recipe you can make, bake and enjoy cookies to your hearts content.
I know you've seen other offers come along, but this one is a mind-blowing extraordinary offer. To make this offer as grand as it is, I had to call in all my favors. You're about to be shocked as to what I've come up with for you.
You'll get to all of the details in a minute.
But first, let me start by giving you a peek at the $200 of real value that we're throwing into this rare offer at absolutely no extra charge. That's right, you're going to get over $200 worth of bonus gifts for free when you invest in just one copy of "The Ultimate Real Estate System" today.
It's no secret that filling out forms for the first time can be challenging. It can also become very expensive if you have an attorney draw up forms for you. So, we've tried to make it easy by giving you the forms you need to purchase a foreclosure.
This is the most complete source for hard-to-find phone numbers, addresses, maps, and tools to help you connect with the best tax lien certificate and tax deed states and counties.
This package includes all the essential real estate contracts and power forms you need to make your deals happen. From finding bargains, performing a market analysis, purchase contracts to rental agreements and more.
This is without question the "Ultimate How-To Guide" for Investing in Foreclosures.You will learn specifically what to do and how to do it. This solid, easy to read, step-by-step foreclosure training manual gives you detailed instruction on how to invest in foreclosures. Over 160 Pages of Information, no fluff or sales ads, just pure foreclosure investing strategies!
One of the biggest struggles facing investors is keeping the profits generated by their investments. However, with a basic knowledge of capital gains laws, and the right tools, you could be enjoying the incredible benefits of tax free profits.
Any serious real estate investor knows that a well-selected property can earn well in excess of 100% per year ROI with the proper leverage. That is why investing in real estate has produced more wealth than all other investments combined.
In this Short Sale Audio, you will learn all about short sales, plus what makes them so unique and profitable. What are they, why are they becoming so popular, how do they work? This audio outlines a simple step-by-step process for successfully doing a short sale. What make short sales so appealing is that it requires no money, no credit checks, and it's virtually risk free!
How would you like to enjoy high-yielding returns of 16%, 18%, 20%, 25% up to 50% - without market risk? Of course, who wouldn't.
Because I want you to succeed, you will receive a Personal One-on-One Quickstart Call when you order today. The value and, more importantly, the impact of such personal support far exceeds the investment in my course and is priceless!
If you've checked out other real estate courses, you know that they typically sell for several hundred to a couple thousand dollars or more.
This course could easily sell for hundreds of dollars. I personally know of gurus out there who are charging hundreds, even thousands of dollars for a fraction of the information contained in The Ultimate Real Estate System.
Maybe you are asking yourself, "What's the difference between this course and the high priced packages?" The answer is the price!
I want the opportunity to impact your life in a positive way. Therefore, I am rock-solid committed to not letting money stand in the way of your dreams coming true. Let's face it, the profits from just one deal out weigh the profits from the sale of one course, which is why I am not going to charge you $300 for the course (though it would be well worth every penny at that price, and I know it).
I love giving people a great deal. So, I am offering this entirely unique, immediately usable, and extremely simple information for only $39.
When, you order before 11:59 PM on Thursday, August the 21st, 2008, you'll receive all nine ebook's, the two quick-start audio's and the one-on-one telephone consultation. After that who knows, the offer could stay the same or we may raise the price.
One thing is for certain, order before 11:59 PM on Thursday, August the 21st, 2008, you'll receive all nine ebook's, the two quick-start audio's and the one-on-one telephone consultation for $39.
And to make an already sweet deal even sweeter, I'll take away all your risk. Yes, you read that correctly. If for any reason you are not completely and utterly impressed by my program within the next 8 weeks I will issue a refund immediately! You've got nothing to lose and a whole new world of profits to gain.
All of this for an incredibly low, tax-deductible price of $39!
Think of it this way, you can't afford NOT to invest in The Ultimate Real Estate System. With my 60 day risk free satisfaction guarantee you have nothing to lose and a whole of profits to gain. By learning and applying the strategies in this program you can have the lifestyle you've always dreamed about, but never had.

Remember today's date, because, from this day forward, when you own The Ultimate Real Estate System™ you'll begin to make incredible amounts of cash from real estate deals in as little as a few weeks.
Massive Success,

Robert G. Allen
The Ultimate Real Estate System™
PS: Remember, I am only guaranteeing my bonuses for a limited time. I can't make this offer forever. PLEASE (I'm asking nicely!) do not email me and get upset if you try to order and I am no longer including $200 in FREE BONUSES.
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